“As a Business owner or executive, your focus is to run the company in the most productive and efficient manner possible.” Offering and providing good benefits to employees is a proven way to attract and retain talent. “I will work with you to compare plans and set up tailored solutions to benefit you and your employees.”
Retirement:
- Business Owner(s) and Employees put away money for retirement
- Traditional/Pre-Tax = tax savings now but pay taxes upon withdrawal
- ROTH/After-Tax = no tax savings now but tax free upon withdrawal
- 401(k) – Most common plan set up by companies for their employees
- 403(b) – for Non-Profits, school districts, religious groups, and government organizations
- SEP and SIMPLE IRA – Typically for sole business owner or small family business
- SOLO 401(k) – Newer and becoming popular amongst SOLO owner businesses
- Higher contribution limits then IRA options and allows for ROTH contributions
- Key Person(s)/Executive Plans – Ability for additional retirement contributions and benefits above and beyond what’s available to ordinary employees
Group Health, Life, Long Term Care, Disability, and Cancer Insurance:
- Having quality Insurance is often essential to an employee’s well being and work quality
- Employer paid, Employee paid, OR combination of both
- Provide valuable protection to business owner(s), employees, and families
- Health/Dental/Vision Insurance – designed according to business needs
- Group Life – Ability to create different benefit levels for your Key Person(s)/Executives
- Group LTC – Paid by Employer, Employee or both to protect family if LTC is needed
- Temporary Disability – Mandatory Insurance
- Long Term Disability – Coverage begins sometime after Temporary Disability Expires depending on the Insurance coverage design
- Cancer Insurance – Designed to fill the gaps basic health insurance doesn’t cover
